What inspections are actually for, why carriers refuse policies, and which obligations genuinely attach to a Florida rental.
Straight answers to the questions Florida landlords actually ask us — what an inspection is for, why a carrier refused a policy, and which obligations genuinely attach to a rental property here.
No sales pitch in them. If a guide tells you that you do not need something, that is the honest answer and it is the one we would give you on the phone.
If a carrier has just asked you for something, start with what a four-point inspection is. If you are trying to reduce a premium, read how wind mitigation discounts work — it is the one inspection that usually pays for itself.
If you have just bought an older property, the five findings that make a rental uninsurable will tell you what to look for before an underwriter finds it for you.
Tell us the address and what you are trying to do. We will tell you what is actually required.